Market Trends2 articles

Market Trends

What is moving real estate and insurance right now, and what it means for the referrals between them.

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Market Trends playbooks

Flood insurance has a December 11 deadline. Treat it like a handoff.

The September funding law extended the National Flood Insurance Program only to December 11, 2026. It lapsed twice in the last year. The real risk is a habit: flood coverage gets handled last. Here is the pipeline sweep for agents and the December 11 list for insurance pros.

The Refervia Research TeamOctober 6, 20267 min read

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Market TrendsFeatured

Deals are dying at the insurance step. Here is the 2026 fix.

Rising premiums, carriers pulling out, and post-settlement pressure on commissions have made insurance the quiet deal-killer of 2026. The agents who close through it all have one thing in common: a real referral partner on the other side.

The Refervia Research TeamJuly 10, 20268 min read

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Explore the rest of The Handoff

Real Estate

Playbooks for agents: protecting deals, sending referrals to partners you trust, and turning relationships into repeat business.

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Insurance

For insurance professionals: winning referrals from real estate partners, responding fast, and building a steady inbound pipeline.

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Agencies & Brokerages

For owners and team leaders: routing referrals across your team, license oversight, and reporting that actually helps you coach.

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Referral Partners

How to build a trusted partner network, vet who you send business to, and keep every handoff professional.

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Put the playbooks to work

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